Cash Discount Program To Reduce Credit Card Processing Fees: Solution Updated

Better Payments Solutions has updated its cash discount solution, combining compliant pricing practices, payment technology, and merchant support to help U.S. businesses address credit card processing expenses.

Oswego, United States, October 22, 2026 /NewsNetwork/ -- A recently updated cash discount program from Better Payments Solutions can help U.S. merchants eliminate credit card processing fees through a structured pricing model. The solution enables businesses to offer discounts to cash-paying customers while still accepting card payments, with technology and implementation guidance supporting the transition.

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The update comes as payment-processing costs remain a significant concern for small businesses. According to a July 2026 Sonary survey of 6,453 small businesses, 35.2% of respondents with an existing payment-processing setup cited high fees as their biggest complaint when shopping for a new provider. This finding highlights the influence of processing expenses on merchants’ evaluations of payment services and their search for alternatives.

In response, Better Payments Solutions’ cash discount model gives customers a discount when they choose to pay with cash. The company says the approach can eliminate merchant processing fees while preserving card acceptance. It supports in-store, online, and hybrid operations through integrated payment technology. Clear disclosure of the cash price and card price helps customers understand the terms before paying at the point of sale.

Implementation support includes guidance on payment-system selection, coordination with point-of-sale (POS) providers, and on-site training. Better Payments Solutions also supplies customer-facing signage and 24/7 live support to help merchants explain the discount and apply the model consistently. The company states that its cash discount model can be used in all 50 states when implemented according to applicable card network requirements.

“Business owners often review sales figures without seeing how payment acceptance costs accumulate across daily transactions,” said a company spokesperson. “Understanding those expenses can help merchants assess the true cost of accepting cards and decide whether a different pricing model fits their business.”

According to the company, small businesses using its cash discount model save an average of $7,500 annually, with some reporting savings of up to $100,000 per year, depending on transaction volume. Actual results vary by merchant and payment activity.

Beyond cash discounting, Better Payments Solutions offers merchant accounts and payment processing services for businesses operating across different sales channels. The company also says merchants do not need to register separately with Visa or Mastercard before adopting the model, provided implementation follows applicable card network requirements.

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Contact Info:
Name: Charles Mckinnon
Email: Send Email
Organization: Northern Media Services
Address: 274 Cemetery Rd, Oswego, NY 13126, United States
Website: https://www.northernmediaservices.com/

Source: NewsNetwork

Release ID: 89206967

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